How can I get a credit limit increase for my Citi Secured card? This question is about the Citi® Secured Mastercard®

How can I get a credit limit increase for my Citi Secured card?

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This question is about the Citi® Secured Mastercard®

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 03/21/23 This answer was first published on 08/03/21 and it was last updated on 03/21/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a credit limit increase for your Citi Secured card by keeping your account in good standing for 18+ months. Citi might consider graduating you to an unsecured card, in which case your security deposit will be refunded and you could get a higher credit limit.

Unfortunately, you cannot increase your limit simply by adding to your initial deposit after opening your account. The amount of your initial security deposit will serve as your credit limit as long as your account is secured.

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