How do I apply for the Citi Simplicity credit card? This question is about the Citi Simplicity® Card

You can apply for the Citi Simplicity Card either online or over the phone at (800) 492-2127. Alternatively, you can submit an application at a Citibank branch. Here’s how to apply for the Citi Simplicity Card: Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub, or through Citibank’s website. You will need to fill in a form with your personal, contact, and financial information. By Phone: Call the Citi Simplicity Card application line at (800) 492-2127 and follow the prompts to get connected to a customer service representative. You will have to provide some personal information, such as your full name, address, and Social Security number. In-person: You can submit a Citi Simplicity Card application at a local Citibank branch during normal business hours. After submitting your Citi Simplicity Card application, you should get a decision instantly. But it could take longer if Citibank needs to verify your information. You can check your Citi Simplicity Card application status online or by calling (800) 950-5114.

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How do I apply for the Citi Simplicity credit card?

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This question is about the Citi Simplicity® Card

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Maria Adams, Credit Cards Moderator

@m_adams • 09/30/22 This answer was first published on 07/12/21 and it was last updated on 09/30/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can apply for the Citi Simplicity Card either online or over the phone at (800) 492-2127. Alternatively, you can submit an application at a Citibank branch.

Here’s how to apply for the Citi Simplicity Card:

Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub, or through Citibank’s website. You will need to fill in a form with your personal, contact, and financial information.
By Phone: Call the Citi Simplicity Card application line at (800) 492-2127 and follow the prompts to get connected to a customer service representative. You will have to provide some personal information, such as your full name, address, and Social Security number.
In-person: You can submit a Citi Simplicity Card application at a local Citibank branch during normal business hours.

After submitting your Citi Simplicity Card application, you should get a decision instantly. But it could take longer if Citibank needs to verify your information. You can check your Citi Simplicity Card application status online or by calling (800) 950-5114.

Answer Question

How do I get pre-approved for the Citi Simplicity Card?

You can get pre-approved for the Citi Simplicity Card by receiving a pre-approval offer in the mail. Alternatively, you can check for Citi Simplicity Card pre-qualification online. Just note that pre-approval does not actually guarantee you’ll get the card.

It is also worth noting that using the online tool or receiving a pre-approved offer will only result in a soft pull of your credit. However, applying for the Citi Simplicity Card will result in a hard inquiry, which may temporarily drop your...

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What are my Citi Simplicity approval odds?

Your Citi Simplicity Card approval odds are good if you have a credit score of 700+. That means you need good credit or better to have a shot at getting approved. Your approval odds for the Citi Simplicity Card will also be influenced by your annual income and existing debts.

Ways to estimate your Citi Simplicity Card approval odds:

Higher odds with at least good credit: Check your credit score beforehand to see if you’re within the...

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What's the Citi Simplicity credit score requirement?

The Citi Simplicity Card credit score requirement is 700 or higher. This means that you need at least good credit to get this card.

It is also worth noting that you never can be 100% sure whether you’ll be approved just by credit score alone. Your credit score is only one of the aspects Citi will look at when making a decision on your application. Your debt, annual income, and any past negative marks on your...

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