How can I pre-qualify for Citi Simplicity? This question is about the Citi Simplicity® Card

How can I pre-qualify for Citi Simplicity?

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This question is about the Citi Simplicity® Card

Maria Adams, Credit Cards Moderator

@m_adams • 07/12/21 This answer was first published on 07/12/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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At this time, you cannot check if you pre-qualify for a Citi Simplicity Card. You can only respond to a pre-approved mail offer by Citi.

Having said that, take into account that pre-qualification does not guarantee approval and some people have even been denied for multiple pre-qualified cards. Your approval odds are better though.

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People also ask

What's the Citi Simplicity credit score requirement?

The Citi Simplicity Card credit score requirement is 700 or higher, meaning that you need at least good credit to get this card.

It is also worth noting that you never can be 100% sure whether you’ll be approved just by credit score alone. Your credit score is only one of the aspects Citi will look at when making a decision on your application. Your debt, annual income, and any past negative marks on your credit report will also matter.… read full answer

Having that said, it would be better to check your score and only apply if it's 700+.

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