The Citi Double Cash Card offers a cash back rewards program ( 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases)) while the Citi Simplicity Card doesn’t offer a rewards program at all.
However, Citi Simplicity Card is one of the best 0% credit cards on the market. It offers an intro APR of 0% for 21 months on balance transfers and 0% for 12 months on new purchases, thus making it great for individuals who want an extended promotional APR period to save interest on big-ticket purchases or balance transfers. There is a 5% (min $5) balance transfer fee and a regular APR of 15.49% - 25.49% (V).
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