The easiest way of getting your credit card annual fee waived would be to pick a credit card that waives the annual fee during the first year as a promotion, or one with no annual fee at all. Alternatively, you can call the issuer’s retention line, but it is not guaranteed that it will work. Beyond that, you’re unlikely to get your credit card’s annual fee waived unless you’re an active-duty member of the military....
The Citibank credit card late payment fee is up to $41 for all cards, except the Citi Simplicity® Card, which doesn’t have one.
Citi charges a late fee if you don’t make at least the minimum payment by your due date. In addition to that, you could be charged a penalty APR of up to 29.99% (V).
If you accidentally missed your due date, you could ask Citibank to waive your late fee by calling...
A credit card annual fee is the minimum cost of keeping the account open for a year. It helps the issuer afford any rewards or promotional financing the card may offer as well as general account services, such as billing and customer support. The average credit card annual fee is about $21.5, but many cards have no annual fee. A credit card’s annual fee typically is charged on the account anniversary or the month after it. It will...
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