Does Citibank have a cash back credit card?

To redeem Citibank rewards, log in to the Citi ThankYou Rewards portal online and select a redemption option. Citibank also allows cardholders to redeem rewards by calling the phone number on the back of their card or by using the Citibank mobile app.

How to Redeem Citibank Rewards Online

1. Log in to your Citibank credit card account.... read full answer
2. Go to the ThankYou Rewards portal.
3. Find the list of redemption options. These will depend on which Citibank rewards card you have.
4. Determine which redemption options give the most value for your cash back, points, or miles.
5. Redeem your Citibank rewards.

Common redemption options across all Citibank rewards cards include statement credits and gift cards, but the rest of the redemption options may change depending on which card you have. For some Citibank credit cards, the various redemption options will be worth different amounts. Make sure you do your research so that you can maximize the value you get from Citibank rewards redemption.

Yes, cash back rewards can expire with credit cards from the vast majority of the biggest credit card companies. It’s most common for cash back credit card rewards to expire after the cardholder or issuer closes the account, or after a certain period of account inactivity. In general, you can avoid losing cash back rewards by redeeming often, using your card regularly, and keeping your account open and in good standing.... read full answer

Major Credit Card Companies: When Cash Back Rewards Can Expire

• American Express: Cash back rewards won’t expire unless you or Amex cancels your credit card account. However, American Express cardholders will not earn rewards during any billing period where a late payment occurs.
• Bank of America: Cash back does not expire as long as your account remains in good standing. This means your account must be open and must have charging privileges.
• Barclays: Cash back rewards don’t expire as long as your account remains open and in good standing.
• Capital One: Cash back rewards won’t expire unless you or Capital One cancels your credit card account.
• Chase: Cash back rewards won’t expire unless you or Chase cancels your credit card account.
• Citi: Cash back rewards expire if you don’t earn cash back on the card for 12 months.
• USAA: Cash back rewards expire 90 calendar days after your account closes for any reason. You can redeem cash back during this 90-day period by calling (800) 980-8722.
• U.S. Bank: Cash back expires 36 months after the billing cycle in which it is earned.
• Wells Fargo: Cash back does not expire as long as the credit card account remains open.

It’s important to read the expiration policy thoroughly before you apply for a cash back credit card. Many of these rewards structures can change at any time, too, so be sure to keep an eye out for policy changes even after you have the card.

No, Citi ThankYou points do not expire. However, if you close your account or you convert to another Citi credit card that doesn’t offer rewards, you will have 60 days to use the accumulated points. Otherwise, you will lose any unredeemed rewards.

Many rewards programs have points that expire due to inactivity, but you're safe with ... read full answerCiti ThankYou Rewards. In addition, Citibank offers plenty of redemption options, including gift cards, travel, and charity. If you have questions about the Citi ThankYou Rewards Program, call (800) 950-5114 or the number on the back of your card for guidance.