Maria Adams, Credit Cards Moderator
@m_adams
You can apply for a Citi credit card online, in a branch, or by calling (888) 201-4523. Applying for a Citi card online is the best approach because you can access the Citibank website anytime, and you may receive an instant decision. In some cases, however, Citibank may need additional information to process the request. You can check your Citi credit card application status online or by calling (866) 606-2787.
How to Get a Citi Credit Card
Online
- Visit the Citibank website and navigate to the credit cards section.
- Compare the available options and pick a Citi credit card.
- Select “Apply Now” to see the card’s full details.
- Click the “Apply Now” button again to be redirected to a secure online application form.
- Fill out the application with your personal information, read though the terms and conditions, and hit “Agree & Submit.”
Over the Phone
If you want to apply for a Citi credit card by phone, simply call Citibank at (888) 201-4523 and tell a customer service representative which card you’d like to apply for. You will have to provide some personal information, such as your full name, address, and Social Security number.
You can also call (800) 325-2865 to reach the Citi phone line for people who are hearing impaired.
In a Branch
To apply for a Citi credit card in person, you can visit one of Citibank’s 700 physical locations in the U.S. To find the branch closest to you, use Citibank’s online branch locator tool.
It is worth noting that most Citibank credit cards require good credit or better for approval. This means you will need to have a credit score of at least 700 to qualify, in most cases. You can check your latest credit score for free on WalletHub.

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