Cameron DiGiovanni, Writer
@cdigiovanni20
Yes, Citibank does have credit cards with no annual fee. One of the best Citibank credit cards with a $0 annual fee is the Citi® Double Cash Card – 18 month BT offer. This card offers 2% cash back on purchases and a balance transfer intro APR of 0% for 18 months. There is also a balance transfer fee of 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer. The card’s regular APR is 18.99% - 28.99% (V).
Best Citibank Credit Cards With No Annual Fee
- Rates & FeesOverall: Citi® Double Cash Card – 18 month BT offerCiti® Double Cash Card – 18 month BT offerLearn MoreLearn Moreon issuer's website
- Gas & Groceries: Citi Rewards+® CardCiti Rewards+® CardLearn MoreLearn Moreon issuer's website
- Intro APR: Citi® Diamond Preferred® CardCiti® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & FeesCash Back: Citi Custom Cash℠ CardCiti Custom Cash℠ CardLearn MoreLearn Moreon issuer's website
- Rates & FeesTravel & Dining: Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by CitiLearn MoreLearn Moreon issuer's website
- Limited Credit: Citi® Secured Mastercard®Citi® Secured Mastercard®Learn MoreLearn More
A Citibank card with a $0 annual fee will save you around $21.65 each year, compared to the average credit card offer. You shouldn’t completely rule out cards with annual fees, though. If you use enough perks and make enough purchases on a rewards card with an annual fee, the rewards can more than make up for the cost of having the card.
For more $0 annual fee credit card suggestions, try WalletHub’s CardAdvisor tool or create a WalletHub account to get free, personalized credit card recommendations.
2023's Best Citi Credit Cards
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Does Citibank refund annual fees?
Yes, Citibank does refund annual fees, as long as cardholders cancel their account within 37 days of when the fee is assessed. It’s sometimes possible to get a Citibank annual fee refunded or waived due to financial hardship or active military status, too. Otherwise, if you try to get a refund on your annual fee after 37 days, Citibank may be able to offer you a prorated refund, though you won’t get the whole fee back.
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read full answerWhat's the easiest Citi card to get?
The easiest Citi card to get is the Citi® Secured Mastercard®. This is the only Citi card that will accept applicants with limited credit (less than 3 years of credit history). This card requires a $200 refundable security deposit, but has a $0 annual fee. It also helps you build credit history with monthly reporting to all three major credit bureaus (TransUnion, Equifax, and Experian).
Other things to know about the Citi credit cards:
Aside from the Citi Secured, nearly all other Citi credit cards require good credit or...
read full answerWhat's the Citibank foreign transaction fee?
The Citibank foreign transaction fee is 0% or 3% of transactions processed internationally, depending on the card.
Best Citi Credit Cards with no foreign transaction fees
- Rates & FeesHigh Initial Bonus: Citi Premier® CardCiti Premier® CardLearn MoreLearn Moreon issuer's website
- Rates & FeesTravel & Dining: Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by CitiLearn MoreLearn Moreon issuer's website
- Travel Rewards: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Learn MoreLearn More
- Rates & FeesFor Business: Costco Anywhere Visa® Business Card by CitiCostco Anywhere Visa® Business Card by CitiLearn MoreLearn Moreon issuer's website
Foreign transaction fees are an unnecessary burden, whether you’re traveling or just shopping online from an international merchant. So, it’s good to know there are several Citi credit cards with no foreign transaction fee. And many pack attractive rewards.
Citi Premier, for instance, has a 0% foreign fee and offers 60,000 points for spending $4,000 in the first 3 months. The...
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