Gina Marte, WalletHub Advisor
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If you actively opt-in to be able to go over your credit limit, the Citibank credit card over limit fee will not exceed $25 for the first occurrence and $35 for any additional occurrence in the next six billing cycles. You won't be able to go over the credit limit unless you opt-in. To opt-in, simply call the number on the back of your card.
With this said, going over the limit with your card negatively affects your credit score, so make sure you stay within your limit.
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