Citibank credit card travel insurance provides more than $500,000 in coverage for travel accidents, lost baggage, cancelled/interrupted trips and more. Coverage applies to travel purchases made with eligible Citi cards before September 22, 2019, when Citi is discontinuing its travel insurance program.
The best Citi credit card for travel insurance, while it lasts, is the Costco Anywhere Visa Card. It offers all the major types of travel-related coverage.
Citibank’s travel accident insurance covers you and your family up to $500,000 per person if any of you get injured by a travel provider. The exact amount depends on the extent of the accident. But don’t count on coverage at all if the accident happens in a rideshare or a rental car.
Trip cancellation and interruption insurance kicks in when life events get in the way of travel plans. If you suddenly come under doctor’s orders not to travel, or a weather event forces you to cancel, Citibank may cover some of your losses. If you’ve already begun your trip but must extend it for one of Citibank’s covered reasons—such as the death of a family member or a weather event—Citibank may pay for you to extend your trip.
Plus, Citibank lost baggage protection offers covered travelers up to $3,000 per person to refund the costs associated with baggage lost while traveling on fare-based transportation (excluding rideshares, rentals, and taxis). And, for the time being, there’s rental car insurance, too.
To file a claim, call 1-866-918-4670 as soon as possible. Claims must be filed within 60 days of the covered event, in most cases. And covered events must occur by 9/22/19, due to Citibank discontinuing its travel insurance coverage.
Citi isn’t the only major credit card company to drop its travel insurance benefits in recent months. Discover cut all of its credit card travel insurance benefits in February 2018, and Chase announced some benefit cutbacks in April 2019. Both card companies mention low usage in their reasoning.
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