The best Citibank international student credit card is the Citi Rewards+ Student card because it doesn’t require a Social Security number. Citi allows international students to apply with a passport or Individual Taxpayer Identification Number (ITIN). The Citi Rewards+ Student card launched on January 10, 2019. It’s the only Citi student card available. The older ThankYou Preferred Card for Students was discontinued in 2018.
Citi Rewards+ Student card applicants who don’t have an SSN should be aware that the application does not have a place to put passport information or an ITIN instead. International students without an SSN should leave that part of the application blank, according to customer service. A representative from Citi will call after a few business days to ask for an alternate form of identification.
The only other Citi card students with no credit could qualify for is the Citi Secured Mastercard. But it requires a Social Security number.
The Citi Student card is especially good if your top expenses include gas and groceries. It gives 2 points per $1, up to $6k each year, in those categories. The initial bonus of 2,500 points for spending $500 in the first 3 months is nice too.
No, unfortunately you can’t get a Discover credit card without an SSN. Discover requires a Social Security number as part of the application process for all of its cards. So you’re left with two options – either obtain a SSN or apply for a credit card that doesn’t require it. Let’s look at the companies that will offer you a card without an SSN first. You’ll still need identification, but you can often use an Individual Taxpayer Identification Number (ITIN) or even a passport.… read full answer
Here’s how to get a non-Discover credit card without an SSN:
If you’d like to obtain an SSN in order to have a wider range of credit card choices, that’s pretty easy to do too. We’ll walk you through the application process.
Here’s how to get an SSN:
Get authorization to work in the United States, or have another valid reason to get an SSN like having U.S. investments or income (such as scholarship money).
Go to a Social Security Administration (SSA) office.
Provide the SSA with evidence of your work authorization, identity, and age (i.e. work papers, immigration documents, passport, birth certificate).
Fill out the application for a Social Security card (Form SS-5).
Wait for approval. Your Social Security card should arrive within 2 weeks after the SSA approves your application.
So there are quite a few options available, both if you get an SSN or if you just use your ITIN or passport. If you choose the latter option, you can learn more which cards are best for you in WalletHub’s article on credit cards without SSN requirements.
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