What are the Costco Credit Card categories for rewards? This question is about the Costco Anywhere Visa® Card by Citi

What are the Costco Credit Card categories for rewards?

This question is about the Costco Anywhere Visa® Card by Citi

WalletHub, Financial Company

@WalletHub • 04/09/21 This answer was first published on 04/09/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Costco Anywhere Visa® Card by Citi categories for bonus rewards are eligible gas, restaurant and travel purchases, as well as Costco and Costco.com purchases. Purchases that fall into the Costco Credit Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.

Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “gas,” for example, purchases made at that merchant will earn bonus rewards on cards that include “gas” as a bonus category.

When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Costco Credit Card, it may be a good card for you.

What are the Costco Visa travel benefits?

The Costco Credit Card travel benefits include 3% cash back rewards on travel purchases, travel insurance, roadside assistance, and various other perks. Together, these factors make the Costco Credit Card a solid choice for travel, especially domestically.

Costco Credit Card Travel Benefits

3% to 4% cash back in key spending categories. You’ll get 3% cash back at restaurants and on other eligible travel expenses (airfare, hotels, car rentals, cruises, etc.). You’ll also earn 4% cash back on the...

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What qualifies as a gas purchase for the Costco Visa card?

Transactions that qualify as gas purchases for the Costco Credit Card include those made at Costco and at almost all other gas stations. Non-qualifying gas purchases include fuel used for non-automobile purposes as well as gas charges at supermarkets, superstores, and warehouse clubs other than Costco. EV charging purchases are also eligible for the 4% cash back bonus.

Eligible gas stations include any facilities that assign a merchant category code (MCC) for gas and EV charging...

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