Costco Visa eligible gas stations are pretty much any place where you’d pump gas. Ineligible gas purchases include those at warehouse clubs other than Costco and at affiliated convenience stores, even if they have a gas station. But of course, you receive the bonus when you fuel up at Costco, which incidentally tends to sell cheaper gas than a typical gas station.
Eligible gas purchases for Costco Visa cardholders are those made at Costco and at most gas stations worldwide. Non-qualifying gas purchases include fuel used for non-automobile purposes as well as gas charges at supermarkets, superstores, and warehouse clubs other than Costco.
Citibank, which issues the Costco Visa, defines eligible gas stations as any facilities that assign a merchant category code (MCC) for gas stations to its fuel purchases. Eligible purchases get 4% cash back on the first $7,000 spent each year, and 1% cash back afterward. Non-qualifying purchases earn 1% cash back.
Costco Visa eligible travel purchases are airfare, hotel bookings, car rentals, cruise lines, and rideshare services such as Uber and Lyft. Purchases at Costco Travel and other travel agencies also fall under the Costco credit card’s travel category.
There are a number of other transactions that are not considered eligible travel for Costco Visa rewards, such as train and commuter travel fares, bed and breakfasts, timeshares, and campgrounds. Those, and travel-related purchases not categorized with the appropriate merchant category code (MCC) for travel, will earn only 1% cash back.… read full answer
Cardholders will get 3% cash back on all Costco Visa eligible travel purchases with no limits on earnings. In addition to travel, qualifying dining purchases also earn 3% cash back. Rewards are awarded once a year as a reward certificate redeemable at U.S. Costco locations.
The benefits of the Costco Visa Card range from rewards to travel insurance and purchase protection. Most importantly, the Costco Anywhere Visa® Card by Citi enables you to earn rewards on items that may already be discounted heavily, as Costco offers great deals and the card gives 1 - 4% cash back on purchases.… read full answer
Costco Visa Credit Card Benefits
4% cash back on the first $7,000 spent per year on eligible gas purchases and 1% cash back thereafter.
3% cash back at restaurants and on eligible travel expenses.
2% cash back on Costco and Costco.com purchases.
1% cash back on non-bonus-category purchases.
Worldwide Travel Accident Insurance provides coverage if you or an eligible family member dies or sustains certain injuries during your trip.
Damage & Theft Purchase Protection covers repairs or refunds on items purchased with a Costco Credit Card that are damaged or stolen within a certain time period of the purchase date.
0% foreign transaction fee on purchases abroad or online through internationally-based merchants.
Worldwide Car Rental Insurance covers your rental car against theft and damage from an accident, natural disaster or vandalism when you pay with a Costco Credit Card and decline the rental company’s insurance.
Travel & Emergency Assistance provides travel support services 24/7 before and during a trip, including help with travel arrangements, medical and legal referrals, and more.
Citi Entertainment provides cardholders special access to buy tickets to certain exclusive events.
Citi Quick Lock allows you to block access to your account without having to order a new card.
And finally, as with most credit cards, you’ll have $0 liability for any unauthorized charges made on your account. As you can see, there’s a lot to like about the Costco Anywhere Visa® Card by Citi.
Costco’s business card, Costco Anywhere Visa® Business Card by Citi, has the same benefits as the consumer card, plus lost baggage protection. If you’re already a Costco member and you have excellent credit, the rewards and other benefits make it worth applying for one of these cards.
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