The Costco Credit Card APR is 19.74% (V). The “V” stands for variable – which means the rate is tied to an index, such as the prime rate that banks use to lend to their most creditworthy customers. As the market fluctuates and that rate changes, so will your card’s interest rate.
There are other Costco Credit Card APRs you should be aware of, too. If you take out a cash advance, the APR is 29.74% (V). The Costco Credit Card may also charge a maximum penalty APR of almost 30% for late or returned payments.
To avoid these APR charges, it’s best to stay away from cash advances and to pay your bill in full and on time every month.
Online:Sign in to your account and click the “Payments” tab. Then, select “Make A Payment”, and choose a payment method to complete the transaction.… read full answer
Mobile app. Download the app for iOS or Android. Then, sign in to your account and follow the on-screen instructions to pay your credit card bill.
Phone: You can submit a payment through the automated service or by speaking to a customer service representative over the phone at (855) 378-6467.
Mail. Mail your payment as a check or money order (not cash) to the following address:
Citibank / Costco Anywhere Visa P.O. BOX 78019 Phoenix, AZ 85062-8019
Make sure to send it early enough, so it will arrive by the due date. Write your credit card number on the check, too.
Even though you can’t pay your Costco Credit Card at Costco, there are plenty of other ways to make a payment. Just make sure you do not miss any payments, as that can seriously damage your credit score.
The easiest way you can make a Costco Credit Card payment is either online, or by calling customer service at (855) 378-6467. Alternatively, you can make a payment through the mobile app or via mail. There are several options, too, so you can choose whichever is most convenient. To help you make that determination, we’ll explain each payment method in more detail below.… read full answer
Here’s how to make a Costco Credit Card payment:
Online:Sign into your account on the Citibank website. Click the “Payments” tab, select “Make A Payment,” and choose a payment to use to complete the transaction.
Mobile app. Citi’s free Apple and Android apps offer the same features as the Citi website. Once you download the app and sign in (same username and password as the web version), you’ll be able to see and pay your bills.
Phone: You can submit payment through an automated service or request to speak to a customer service representative, by calling (855) 378-6467.
Mail. Once you receive your statement for the month, you can mail your check or money order payment to Citi at: Citibank / Costco Anywhere Visa P.O. BOX 78019 Phoenix, AZ 85062-8019
Make sure to postmark it by the day the bill is due. Otherwise, you’ll be marked as late.
If you decide not to use the mail, you’ll have the option of paying your Costco Credit Card bill with an electronic transfer from a checking account, savings account or prepaid card.
In conclusion, there are several ways to make a Citi Costco Credit Card payment. So just choose whichever method is easiest for you. What you don’t want to do is miss payments, as that can seriously damage your credit score.
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