Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Costco Credit Card travel benefits include 3% cash back rewards on travel purchases, travel insurance, roadside assistance and various other perks. Together, these factors make the Costco Credit Card a solid choice for travel, especially domestically.
Costco Credit Card Travel Benefits
- 3% to 4% cash back in key spending categories. You’ll get 3% cash back at restaurants and on other eligible travel expenses (airfare, hotels, car rentals, cruises, etc.). You’ll also earn 4% cash back on the first $7,000 you spend on eligible gas every year and 1% thereafter. So both big and small travel costs get great earning rates. All other purchases earn just 1% back (or 2% at Costco itself).
- 0% foreign transaction fee.
- Travel accident insurance. This covers you up to $250,000 for death or dismemberment. You need to charge the cost of your fare to your Costco card.
- Worldwide auto rental insurance. You are protected up to $50,000 against having to pay for damage resulting from theft or collision when you rent certain types of cars, pay with your Costco Credit Card and don’t buy insurance through the rental agency.
- Roadside Assistance Dispatch Service. Domestic coverage for dispatch services including towing, fuel delivery (up to 2 gallons), jump starts, flat tire changes (when a spare is available) and lock-out assistance (when the key is in the vehicle). You’ll be responsible for the costs of the dispatch and roadside assistance, paying a pre-negotiated price per service call.
- Travel & Emergency Assistance. 24/7 assistance for emergency travel arrangements, travel issues, medical and legal referrals and more. To request help, just call (866) 918-4670 if you’re in the U.S. or (312) 356-7839 if you’re abroad.
- Citi Entertainment. Special access to purchase tickets to thousands of events, including presale tickets and exclusive events such as concerts, sporting events, dining and many more.
- $0 Liability on Unauthorized Charges. You won’t be held responsible for a charge that you did not authorize.
- Citi Quick Lock. If you misplaced your card, you can log into your Citi online account or use the Citi app to block new charges while allowing recurring transactions to continue uninterrupted.
- Great exchange rates. Since this card is a Visa, you can use it anywhere in the world that credit cards are accepted. And you'll get some of the best exchange rates too.
At the end of the day, the Costco Credit Card has a lot of travel appeal, from its great rewards to its secondary benefits.

Costco Anywhere Visa® Card by Citi
Henry Aaron, Member
@rkaaron
My wife, granddaughter, and I are planning a trip to Spain. Costco is handling plane and hotel reservations and ground transportation at the destination. If we pay for the entire trip with a Costco Anywhere Visa card and one of us becomes too ill to travel just before departure, precluding travel, what (if any) of the trip expenses would be covered?
Cassidy Aldyer, Member
@cassidy_aldyer
Sure, you should be able to. Keep in mind, it really depends on why you need to cancel. Trip cancellation insurance only covers unforeseen circumstances, like serious medical issues, natural disasters, legal obligations, stuff like that. If it's not a serious reason, the insurance won't kick in.
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Marcus Trillby, Member
@marcus_trillby
Yep, it's covered under the Visa network.
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