When it comes to choosing between an international credit card or an international debit card, it's important to consider aspects like fraud protection and costs with purchases and cash withdrawals.
All major-issuer credit cards and debit cards come with $0 liability guarantees, meaning you won’t be held liable for any unauthorized charges. However, credit cards do make fraud easier to deal with.
Having said that, our suggestion is to use international credit cards for purchases and international debit cards for cash withdrawals while traveling abroad. The answer to this question is, therefore, both.
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