Should I get a credit card or debit card for international travel? This question is about International Credit Cards

Should I get a credit card or debit card for international travel?

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This question is about International Credit Cards

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@WalletHub • 08/28/21 This answer was first published on 08/01/18 and it was last updated on 08/28/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To decide whether you should get a credit card or debit card for international travel, it's important to consider aspects like fraud protection and costs associated with purchases and cash withdrawals.

All major-issuer credit cards and debit cards come with $0 liability guarantees, meaning you won’t be held liable for any unauthorized charges. However, credit cards do make fraud easier to deal with.

Having said that, our suggestion is to use international credit cards for purchases and international debit cards for cash withdrawals while traveling abroad. The answer to this question is, therefore, both.

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Is using a credit card internationally a good idea?

Yes, using a credit card internationally is the best way to go about paying for things when you’re abroad. It’s safer because you don’t have to carry as much cash, and all major credit card companies offer $0 fraud liability guarantees. Using a credit card internationally also gets you the best currency exchange rates, and it’s a great opportunity to earn rewards.

Using a credit card internationally isn’t the same as using a credit card domestically, though. There are a...

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