The best credit card with a referral bonus is the Chase Sapphire Preferred® Card because it offers a referral bonus of 15,000 points per approved referral. You could refer up to 5 friends in a year, totaling 75,000 bonus points.
Another good option, especially if you know someone who likes traveling and visiting Marriott properties, is the Marriott Bonvoy Boundless® Credit Card. It offers 40,000 points per approved referral, and the limit is 200,000 points per year.
Major Credit Card Company Referral Bonus Offers
- Chase: Up to $100 or 40,000 points per approved referral. You can view more information on the Chase referral program online.
- Capital One: Bonus amounts and limits vary per cardholder. To view more information about Capital One referral bonuses, take a look at their dedicated web page and log in to your online account.
- Discover: $50-$100 per approved referral. To view more information about Discover referral bonuses, take a look at their dedicated web page and log in to your online account.
- American Express: Bonus amounts and limits vary per cardholder. To view more information on Amex referral bonuses, consult their dedicated web page and log in to your online account.
A credit card referral bonus is a specified amount of points, miles or cash back given to cardholders as an incentive for recruiting a friend to apply for a particular card or a card from a certain issuer. In most cases, you only get the bonus if the referred person gets approved for the card, and there are usually annual limits to how many referral bonuses you can earn.
Referral bonuses can change and may not apply to all credit cards. To see if your credit card or the one your referral gets approved for makes you eligible for a referral bonus, check your card’s terms and conditions or call the number on the back of your card.
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