What credit cards have a referral bonus?

The Chase Refer-a-Friend program is a way for Chase cardholders to get bonus rewards points when a friend gets approved for an eligible Chase credit card. To refer friends and get your Chase referral bonus, go to the Chase Refer-a-Friend page and fill out your last name, zip code, and the last 4 digits of your Chase credit card number. The next page will tell you which credit cards you can get referral bonuses for, and you’ll get a link to give to friends. Once they apply and get approved for a credit card, you will receive your referral bonus.… read full answer

The Chase cards you have will determine which cards you can earn a referral bonus on. The amount and currency of the bonus you earn will depend on which of those credit cards your friend signs up for. For example, when a friend uses your referral link to sign up for Chase Freedom Unlimited®, you receive $100 cash back when their application is approved, up to $500 per year. The same scenario with any of the Southwest Rapid Rewards credit cards will net you 10,000 bonus points, up to 50,000 points per year total. You can earn up to 5 referral bonuses per year, regardless of card.

It’s worth noting that certain Chase co-branded cards give referral bonuses, too. But co-branded Chase cards will give the bonus in the card’s rewards currency, rather than Chase Ultimate Rewards points. For example, Southwest Rapid Rewards referral bonuses are Southwest points, and the Marriott Bonvoy credit cards’ bonuses are Marriott points.

To get a Capital One credit card Refer-a-Friend bonus, log in to your online Capital One account, see if you’re eligible and get your personal referral link. Then share the link with friends. Each friend who applies for one of your eligible Capital One credit cards and is then approved using your link will earn you a bonus. You’ll be able to earn up to $500 or 50k points per calendar year. The person you referred will not get a bonus other than any initial bonus their card comes with.… read full answer

Here's how to get a Capital One credit card refer-a-friend bonus:

1. Log in to your online account.
2. Click the “I Want To” option on the account summary page.
3. Click “Refer a Friend” option under the “Benefits and Rewards” header.
4. If eligible to receive a referral bonus, you’ll get a personalized referral link which you can share with whomever you want to refer.
5. The person you refer will have to apply for one of your eligible cards using your link.
6. Each approved referral will earn you a bonus, up to $500 or 50k points per calendar year. The person you referred will not get a bonus other than any initial bonuses part of their card’s reward structure.

You can also refer a friend to a Capital One credit card through the bank’s mobile app. To get started, tap the “Refer a Friend” title on your account details page.

You may qualify to earn a Capital One credit card Refer-a-Friend bonus if you have a Capital One Quicksilver Cash Rewards Credit Card, Capital One QuicksilverOne Cash Rewards Credit Card, Capital One Venture Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Capital One® Savor® Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Platinum Credit Card or Capital One Platinum Secured Credit Card card in good standing. You’ll be ineligible for a bonus if you have an account in default.

The Capital One Quicksilver, for example, has a considerable bonus structure of $150 statement credit for eligible cardholders. However, the bonus will differ depending on what product you have, and Capital One does not disclose the details for eligible cards on their website. You can refer as many people as you like, but bear in mind you can only earn up to $500 or 50k miles per calendar year, even if you have multiple eligible accounts.