The best credit card with free roadside assistance is the Chase Sapphire Reserve. The coverage includes towing, flat tires, dead batteries, lockouts, and empty gas tanks. You’re covered for up to $50 per service call, with a maximum of 4 events per year, for $200 in annual coverage.
The Chase Sapphire Reserve card’s annual fee is $550. Some of the additional perks helping to cover that cost include 60,000 bonus points for spending $4,000 in the first 3 months and a complimentary Priority Pass Select airport lounge membership.
You need roadside assistance if you have an older car, commute or travel long distances, or simply want peace of mind. Vehicles that are at least 10 years old are four times as likely to need a tow, according to research by AAA. Plus, 1 in 3 Americans experience a vehicle breakdown every year, according to … read full answerAgero—the largest provider of wholesale roadside assistance in the U.S.
On the other hand, if your car is relatively new or still covered by a manufacturer’s warranty, roadside assistance is probably unnecessary.
Why Most Drivers Need Roadside Assistance
1. Roadside assistance covers a lot of different services
Common examples include:
Flat tire service
Your specific number of tows, miles of towing, and coverage costs will depend on the provider and assistance plan that you select.
2. Roadside assistance can be very affordable.
Insurers usually offer the cheapest roadside assistance coverage—around $20 per year. It costs a bit more if you buy roadside assistance through an auto club. However, clubs often offer additional coverage options and discounts at affiliated businesses.
3. Roadside assistance is available from a variety of sources.
The Mastercard roadside assistance covers jump-starts, towing, gas delivery, tire changes or any other form of roadside assistance for World Mastercard and World Elite Mastercard members. However, keep in mind that you will be responsible for any emergency road service charges. And the invoice will be automatically billed to your account.… read full answer
It is also worth mentioning that this service is only available when traveling within the United States (“off road” areas excluded).
If your car broke down on the road, call Mastercard at (800) 627-8372 for assistance. In case you have a rental car, be sure to call the rental company first, since they can have special procedures regarding emergency road service.
Visaroadside assistance covers standard towing, tire changes, jumpstarts, locksmiths, fuel delivery, and winching for any Visa credit card customer. Visa Roadside Dispatch, as the program is officially known, costs $69.95 per service call. That amount must be charged to your Visa card. But there is no fee or registration required for access. And there’s no limit to how many times you can use this service. You simply call … read full answer(800) 847-2869 anytime you need Visa Roadside assistance, 24/7.
Visa roadside service coordinates your service request with local contractors. So, additional services may be available at a higher cost. For example, additional fees apply to tows over 5 miles and winching exceeding 100 ft.
Here is what Visa roadside assistance covers:
Jumpstarting – Battery boost
Standard Towing – Up to 5 miles included
Tire Changing – You must have usable, inflated spare
Lockout Service – No key replacement
Fuel Delivery – Up to 5 gallons, plus the cost of fuel
Standard Winching – On up to 100 ft. of paved or county-maintained road.
Visa Roadside Dispatch is not free but it may cost less than other local options. If you do not have the time to compare cost, you can at least rely on Visa roadside assistance being available 24/7.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.