Which are the best credit cards with free roadside assistance?

This question is about Credit Cards

Alex Johnson, Member

@nobarter 02/05/19 This answer was first published on 02/05/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card with free roadside assistance is the Citi / AAdvantage Executive World Elite Mastercard. The coverage includes towing up to 10 miles, winching, jump starts, flat tire changes, lockout service and delivery of up to 2 gallons of gas. The cardholder has to pay for towing over 10 miles, but all other services are completely free. There’s no limit to the number of free services per year. The AAdvantage Executive card’s annual fee is $0 for the first year and $99 after. Some of the additional perks helping to cover that cost include 20,000 points for spending $5,000 in the first 3 months and a complimentary Admirals Club airport lounge membership.

Another card with free service is Amex Platinum. But it only provides assistance up to 4 times per year at no cost. After that, you have to pay. The Platinum card does have a $550 annual fee. But it offers plenty more to make up for it, like an initial bonus of 75,000 points.

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People also ask

What does Visa roadside assistance cover?

Visa roadside assistance covers standard towing, tire changes, jumpstarts, locksmiths, fuel delivery, and winching for any Visa credit card or debit card customer. Visa Roadside Dispatch, as the program is officially known, costs $69.95 per service call. That amount must be charged to your Visa card. But there is no fee or registration required for access. And there’s no limit to how many times you can use this service. You simply call … read full answer (800) 847-2869 anytime you need Visa Roadside assistance, 24/7.

Visa roadside service coordinates your service request with local contractors. So, additional services may be available at a higher cost. For example, additional fees apply to tows over 5 miles and winching exceeding 100 ft.

Here is what Visa roadside assistance covers:

Jumpstarting – Battery boost

Standard Towing – Up to 5 miles included

Tire Changing – You must have usable, inflated spare

Lockout Service – No key replacement

Fuel Delivery – Up to 5 gallons, plus the cost of fuel

Standard Winching – On up to 100 ft. of paved or county-maintained road.

Visa Roadside Dispatch is not free but it may cost less than other local options. If you do not have the time to compare cost, you can at least rely on Visa roadside assistance being available 24/7.

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What does the MasterCard roadside assistance cover?

The MasterCard roadside assistance covers jump-starts, towing, gas delivery, tire changes or any other form of roadside assistance for MasterCard cardholders.

The cardholder will be responsible for any emergency road service charges occurred and will be automatically billed to his/her World MasterCard account.

This service is only available when traveling within the 50 United States and the District of Columbia. Also, “off road” areas not covered.… read full answer

If your car broke down on the road, call 1-800-MasterCard and they will send someone to help you. In case you have a rental car, be sure to call the rental company first, since they can have special procedures regarding emergency road service.

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