What credit cards start with 5? This question is about Credit Cards

What credit cards start with 5?

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This question is about Credit Cards

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@WalletHub • 05/22/21 This answer was first published on 10/24/16 and it was last updated on 05/22/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Credit cards starting with 5 are all on the Mastercard network. That means all credit cards beginning with 5 can be used at the roughly 33 million merchants in 210+ countries that take Mastercard plastic. A credit card starting with 5 also gets you access to certain peripheral perks. This includes extended warranties and fraud liability protection, though some Mastercards have better benefits than others.

One thing that credit cards starting with 5 do not share, however, is a common issuer. Tens of different banks and credit unions issue Mastercard credit cards. And that is where the numbers that follow the number 5 come into play. The following five digits, known as the Bank Identification Number (BIN), signify the issuing bank. And you can find a few examples below:

10805: Capital One
42418: Citibank
49123: USAA

The subsequent numbers in your 16-digit card number largely identify your individual account, which means those are the digits you really want to protect. For more information, checkout WalletHub’s guide.

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What do Visa cards start with?

Visa credit card numbers start with the number 4. Each credit card has a unique string of numbers, but the first one or two digits can help you identify the payment network. For example, Mastercard’s first digit is the number 5 and American Express card numbers start with 3.

When combined with the first digit, the next 5 digits of a credit card number identify the card issuer for any given Visa. The subsequent 8 numbers are part of your account number. These numbers make the card unique to the cardholder. Finally, the last digit is a security measure. It helps verify that the other numbers aren’t entered incorrectly. In total, Visa cards have 16 digits spaced into groups of 4.... read full answer

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