What are the best credit cards for a 600 credit score?

A credit score of 620 is considered “bad,” so you likely won’t be able to qualify for a credit card with many benefits. Your primary focus should be improving your credit, so your best option is to apply for a secured credit card. You will need to provide a security deposit, which will typically double as your credit line and will be refunded to you when you close your account, as long as you do not have an outstanding balance. And, because of this deposit that reduces the issuer’s risk, your approval chances are high. You can find the best offers for you here. Good luck!… read full answer

The best credit card for a 550 credit score is the OpenSky® Secured Visa® Credit Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments. This card also reports to all three major credit bureaus every month, which is your ticket to a better credit score. And a $35 annual fee isn’t too much to pay for that.… read full answer

The Discover it® Secured Credit Cardis another great 550 credit score credit card. It has a $0 annual fee and actually rewards you for making purchases. A 550 credit score won’t keep you from getting approved either. But a pending bankruptcy will.

Those aren’t the only credit cards you can get with a 550 credit score. In fact, there are two kinds of credit cards for people at that credit level: Secured credit cards and unsecured credit cards for bad credit. A 550 credit score is within the bad credit range, unfortunately. Bad credit goes from 300 to 639. But picking the right 550 credit score credit card and using it responsibly could help you improve your score to “fair” territory within 12-18 months.

The 5 Best Credit Cards for a 550 Credit Score

• OpenSky® Secured Visa® Credit Card
• Credit One Bank® Platinum Visa®
• Capital One Platinum Secured Credit Card
• Milestone® Mastercard® - Less Than Perfect Credit Considered
• Discover it® Secured Credit Card

Before applying for a card, make sure to check out its terms and conditions, or a FAQ page if there is one, just to make sure you fit the criteria for eligibility. You can also try getting pre-approved for a credit card. It won’t hurt your credit, and it will give you a good idea of your odds if you decide to apply.