WalletHub, Financial Company
@WalletHub
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
Popular Credit Cards for a 600 Credit Score:
- Capital One® Secured Mastercard®
- Discover it® Secured
- BBVA Compass Business Secured Credit Card
- OpenSky® Secured Visa® Credit Card
- Navy Federal Credit Union nRewards® Secured Credit Card
- SunTrust Secured Credit Card
To learn more, check out WalletHub’s guides on secured credit cards and how to rebuild credit.
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Chip Letterman, Member
@chip_letterman
I agree, secured cards are best for a 600 credit score. Discover it Secured has a $0 annual fee and gives 1%-2% cash back on purchases. It requires a $200 security deposit to open the account and set the credit limit. The Capital One Secured Mastercard also has a $0 annual fee. The required deposit is $49, $99 or $200, based on creditworthiness. But no matter what your deposit is, you’re always guaranteed at least a $200 credit limit.
Clark Newton, Member
@aprwizard9
If you pay your secured card’s bill on time for a few months, you’ll improve to the fair credit range, which starts at 640, in no time. Then you’ll be able to qualify for cards with slightly better terms, including store cards for your favorite retailers.
People also ask
What are the best credit cards for a 620 credit score?
A credit score of 620 is considered “bad,” so you likely won’t be able to qualify for a credit card with many benefits. Your primary focus should be improving your credit, so your best option is to apply for a secured credit card. You will need to provide a security … read full answer
show lessWhat are the best credit cards for a 550 credit score?
The best credit card for a 550 credit score is the OpenSky Secured Visa Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments. The OpenSky Secured Card also reports to al… read full answer
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Augustus Bellevue, Member
@steyr_augheart
Get the Fingerhut credit card if you're looking for an unsecured one (it has pretty harsh APRs, though). Try Discover it Secured or Capital One Secured if you're looking for a well-balanced card and an issuer with a good reputation.
Mark Riding, Member
@Mriding257
Start with Capital One Platinum, $300 limit. If you use the card pay on your bill twice a month and never max it out. After 6 months with excellent payment history and nothing new negative on credit report you will probably get an increase to $500. After 12 months you can apply for the Capital One quick silver which usually comes with a little higher limit but also has a little higher Interest also. I had low 400s credit score and after a year in half of steady excellent payments my middle score is 721 now. Make a plan and stick to it and anyone can improve their credit score.
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