What are some good credit cards for a 600 credit score?

Question

A credit score of 620 is considered “bad,” so you likely won’t be able to qualify for a credit card with many benefits. Your primary focus should be improving your credit, so your best option is to apply for a secured credit card. You will need to provide a security deposit, which will typically double as your credit line and will be refunded to you when you close your account, as long as you do not have an outstanding balance. And, because of this deposit that reduces the issuer’s risk, your approval chances are high. You can find the best offers for you here. Good luck!… read full answer

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Answer 1 · 2021-02-05 08:35:21

WalletHub, Financial Company

@WalletHub 02/05/21 This answer was first published on 05/21/19 and it was last updated on 02/05/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.

If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.

Good Credit Cards for a 600 Credit Score:

To learn more, check out WalletHub’s guides on secured credit cards and how to rebuild credit.

Answer 2 · 2019-05-20 21:04:19

Chip Letterman, Member

@chip_letterman 05/20/19 This answer was first published on 02/07/18 and it was last updated on 05/20/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I agree, secured cards are best for a 600 credit score. The Discover it® Secured Credit Card has a $0 annual fee and gives 1 - 2% cash back on purchases. It requires a $200 security deposit to open the account and set the credit limit. The Secured Mastercard® from Capital One also has a $0 annual fee. The required deposit is $49, $99 or $200, based on creditworthiness. But no matter what your deposit is, you’re always guaranteed at least a $200 credit limit.

Answer 3 · 2019-05-21 07:14:41

Clark Newton, Member

@aprwizard9 05/21/19 This answer was first published on 01/11/18 and it was last updated on 05/21/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you pay your secured card’s bill on time for a few months, you’ll improve to the fair credit range, which starts at 640, in no time. Then you’ll be able to qualify for cards with slightly better terms, including store cards for your favorite retailers.

Answer 4 · 2019-05-20 21:04:48

Augustus Bellevue, Member

@steyr_augheart 05/20/19 This answer was first published on 01/21/18 and it was last updated on 05/20/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Get the Fingerhut Credit Account if you're looking for an unsecured one (it has pretty harsh APRs, though). Try the Discover it® Secured Credit Card or the Secured Mastercard® from Capital One if you're looking for a well-balanced card and an issuer with a good reputation.

What are some good credit cards for a 600 credit score?

WalletHub, Financial Company

Good Credit Cards for a 600 Credit Score:

2021's Credit Cards for Bad Credit

Chip Letterman, Member

Clark Newton, Member

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