Lisa Cahill, Credit Cards Moderator
The best credit card for bad credit with no credit check is the OpenSky® Secured Visa® Credit Card. This card has a $35 annual fee and requires a minimum deposit of $200. The amount of the security deposit will serve as your credit limit.
Best Credit Cards for Bad Credit with No Credit Check in 2023
It is worth noting that credit cards with no credit check do not perform a hard inquiry on the applicant’s credit report. This makes it easier to get approved despite negative credit history and helps prevent credit-score damage. The issuer will still report your financial activity to the major credit bureaus on a monthly basis. This can help you build or rebuild your credit, as long as you keep your account in good standing.
It's also worth mentioning that these cards are secured, so they require a refundable security deposit upon account opening. The amount of this deposit will also serve as your credit limit, not allowing you to spend more than you can afford.
2023's Credit Cards for Bad CreditCompare Cards
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