John S Kiernan, Managing Editor
The best instant approval credit cards for fair credit are the Capital One Platinum Credit Card and the Capital One QuicksilverOne Cash Rewards Credit Card. Both of these Capital One cards are available to people with limited or fair credit, and you can easily apply for them online and get an instant decision. Just keep in mind that instant approval only means your application can be evaluated in real time and you may get an instant decision. This does not guarantee approval, as applicants can still be denied if they don't meet the card's requirements.
The Capital One Platinum is best for people who want a $0 annual fee and doesn’t offer rewards. On the other hand, Capital One QuicksilverOne gives unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases, but has a $39 annual fee.
Best Credit Cards for Fair Credit with Instant Approval
Applicants with fair credit will have a shot at getting instant approval for these credit cards. If you don't know where you stand, you can check your credit score for free, right here on WalletHub.
Just keep in mind that some issuers make take longer to reach a decision regarding applications that require additional review. Aside from your credit score, other factors, such as your income, existing debt, and general ability to make credit card payments will be taken into consideration.
If you get a credit card for fair credit and keep your account in good standing, you can improve your credit score and set yourself up for access to some of the best credit card deals on the market.
2023's Best Instant Approval Credit CardsCompare Cards
Barbara Fleischer, Member
I know Amazon gives instant decision for their Amazon.com Store Card. If you're into shopping there, you can't go wrong with that.
Motley Grasse, Member
I think all credit cards for fair credit are unsecured, but I don't know of any that have instant approval. They're pretty easy to get, but there's still a process you have to go through. That being said, my favorite is the Capital One QuicksilverOne Cash Rewards Credit Card. It does have an annual fee but it's pretty small, and I love cash back.
People also ask
Morty Zachos, Member
Anything from Cap One has instant approval. As far as average credit goes, they're usually for good score, so if you don't have anything above 700, try the Amazon.com Store Card.
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