What are some good credit cards for fair credit with no deposit?

Below is a rough breakdown of the credit score range (there are 3 major reporting companies and they do not all follow these exact numbers). Depending upon what site/company/government entity you listen to, the average credit score is anywhere from 625-750.

• Excellent Credit: 750+
• Good Credit: 700-749
• Fair Credit: 650-699… read full answer
• Poor Credit: 600-649
• Bad Credit: below 600

To increase your credit score, start with these simple steps:

1. Make sure all of your debts are paid on time every month

2. Review your credit report to ensure there is nothing on there that shouldn't be

3. If you are in major debt, call the creditors and ask for them to lower the monthly payment, forgive some of the debt, or work out a payment plan that you can actually afford.

Good luck!

P.S. WalletHub offers an awesome (and FREE) credit reporting tool at /free-credit-score so check it out!

The easiest unsecured card to get approved for is the Fingerhut Credit Account. But it won’t suit everyone’s needs. Fingerhut is an online marketplace, and its card can only be used to make purchases on the site. So, while it will give you an unsecured line of credit, it won’t really help you cover emergency expenses.… read full answer

If you’re looking for a card that can be used for anything, the Credit One Bank® Visa® Credit Card is your best bet. You can get approved for it with bad credit. It offers a $300 starting spending limit. And you can use it wherever Visa is accepted.

Those aren’t your only options, though. WalletHub’s editors compared all of the unsecured credit cards in our database of 1,000+ offers. And we selected our favorite easy-to-get offers.

Easiest Unsecured Credit Cards to Get Approved For

• Fingerhut Credit Account: Easiest Overall
• Credit One Bank® Visa® Credit Card: With Rewards
• Capital One® Spark® Classic for Business: For Small Businesses
• Petal® 2 Visa® Credit Card: For Limited Credit
• Deserve® EDU Mastercard for Students: For Students

The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.

Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.

To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for​.