What are some good credit cards for fair credit with no deposit?

Below is a rough breakdown of the credit score range (there are 3 major reporting companies and they do not all follow these exact numbers). Depending upon what site/company/government entity you listen to, the average credit score is anywhere from 625-750.

• Excellent Credit: 750+
• Good Credit: 700-749
• Fair Credit: 650-699… read full answer
• Poor Credit: 600-649
• Bad Credit: below 600

To increase your credit score, start with these simple steps:

1. Make sure all of your debts are paid on time every month

2. Review your credit report to ensure there is nothing on there that shouldn't be

3. If you are in major debt, call the creditors and ask for them to lower the monthly payment, forgive some of the debt, or work out a payment plan that you can actually afford.

Good luck!

P.S. WalletHub offers an awesome (and FREE) credit reporting tool at /free-credit-score so check it out!

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit. You can get approved for it even with bad (300) credit. It offers a $300 starting spending limit. And you can use it wherever VISA is accepted.

This isn’t your only option, though. WalletHub’s editors compared all of the unsecured credit cards in our database of 1,500+ offers. And we selected our favorite easy-to-get offers.… read full answer

Here are some of the easiest unsecured credit cards to get approved for:

• Rewards: Credit One Visa.
• Small businesses: Capital One® Spark® Classic for Business​.
• No credit: Capital One Platinum Credit Card
• No annual fee: Petal® 2 Visa® Credit Card.
• Easiest store card: Fingerhut Credit Account.
• Students: Journey Student Rewards from Capital One.

The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.

Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.

To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for​.