What credit cards can I get that are like Amex Everyday?

Question

The Amex EveryDay credit score requirement is 700 or higher. In other words, you need good credit or better to get the Amex EveryDay. Some people think good credit starts with a score of 660, and it may work out that way in some situations, but WalletHub has found that people with a 700+ credit score have way higher approval odds for credit cards that require good credit or better. You can … read full answer check your latest credit score for free on WalletHub.

A majority of American consumers have good or excellent credit, but if you don’t fall into that range, don’t stress. There are steps you can take to improve your credit and several alternative offers to investigate in the meantime.

Amex EveryDay Credit Score Key Info

For a realistic chance at getting the Amex EveryDay, you need a credit score of 700, at a minimum. That means you need good credit or better for approval. If you want to know where you stand, you can check you score for free and if needed, consider steps you can take to improve it.

If you don’t have the credit score needed for Amex EveryDay, you can still get a credit card. It won’t be an Amex because all American Express credit cards require at least good credit for approval. But there are plenty of options for people with fair, limited or bad credit from other credit card companies.

Your credit score isn’t the only thing that will affect your ability to get Amex EveryDay. Your total income and how much you already owe is also particularly important.

So you can consider the Amex EveryDay’s credit score requirement to be 700+. But if you don’t meet the grade, there are other rewards cards with easier approval requirements. And if your credit really needs rebuilding, a secured card is the way to go.

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Answer 1 · 2021-08-17 16:58:17

Sue Patterson, WalletHub Analyst

@sweetsue • 08/17/21 This answer was first published on 07/14/21 and it was last updated on 08/17/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Some of the best credit cards you can get that are similar to Amex EveryDay are Chase Freedom Unlimited®, the Capital One Quicksilver Cash Rewards Credit Card and the Citi® Double Cash Card – 18 month BT offer.

Here are some credit cards that are like Amex EveryDay:

Chase Freedom Unlimited: This card includes straightforward everyday rewards; 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). Plus, it offers an introductory APR for purchases: 0% for 15 months. The card’s regular APR is 15.74% - 24.49% (V).
Citi Double Cash Card: It combines low costs and 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). That makes Citi Double Cash Card nearly twice as rewarding as the average cash rewards credit card as a result. Plus, it offers an introductory APR on balance transfers: 0% for 18 months. The card’s regular APR is 15.49% - 25.49% (V). There is also a balance transfer fee of 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer.
Capital One Quicksilver: This is a good choice for everyday rewards. You earn unlimited 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. You also get $200 for spending $500 in the first 3 months. This card also comes with introductory APRs for purchases and balance transfers: 0% for 15 months. The card’s regular APR is 15.24% - 25.24% (V) and its balance transfer fee is 3%.

All three options have $0 annual fees but for a realistic chance at getting any of these cards, you need to have at least good credit. That means a credit score of 700 or above.

Lastly, you can check out our editors’ latest picks for the best rewards credit cards and the best credit cards for good credit on the market to see which one better suits your needs.

What credit cards can I get that are like Amex Everyday?

Sue Patterson, WalletHub Analyst

Here are some credit cards that are like Amex EveryDay:

The Amex EveryDay® Credit Card from American Express

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Amex EveryDay Credit Score Key Info

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