What do credit cards starting with 4 mean? This question is about Credit Cards

What do credit cards starting with 4 mean?

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This question is about Credit Cards

WalletHub, Financial Company

@WalletHub • 03/17/20 This answer was first published on 10/24/16 and it was last updated on 03/17/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Credit cards starting with 4 are on the Visa network, which means they can be used to make purchases from more than 40 million merchants in 200+ countries and territories. A credit card starting with 4 also gives you access to Visa’s standard benefits, including fraud liability protection. Individual card issuers may elect to provide additional Visa perks for certain types of accounts, too.

The first digit in a card number isn’t the only one with significance, though. The five digits that follow are especially important, as they correspond with the issuing bank.

Here are some common examples:

414705: Citibank Visa

414707: Bank of America Visa

414708: Bank of America Visa

414709: Capital One Visa

415156: Chase Visa

Danielle Lewis, Member

@daniellel14 • 10/28/16 This answer was first published on 10/28/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I believe the cards starting with 4 are Visa cards. cards starting with 5 are MasterCard

Scott Matsumoto, Member

@scottm_100 • 12/01/16 This answer was first published on 12/01/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Visa

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