You’re not going to find a guaranteed approval credit card with a $1,000 limit because no credit card guarantees approval. The best you’ll be able to do is either place a deposit of $1,000 on a secured credit card or apply for an unsecured card that you are way overqualified for, which should give you good odds.
It’s important to remember that no credit card really offers guaranteed approval. Secured cards have the highest approval odds because they require you to place a refundable security deposit, the amount of which matches your spending limit. But that means you won’t be able to use them for any purchases you don’t already have the money for.
Beyond that, the better your credit is, the higher your approval odds will be for unsecured credit cards. But credit cards for people with limited or fair credit may or may not offer $1,000 spending limits, so you’ll likely have to set your sights a bit higher to be sure of getting that much fire power. And that means you need really good credit for approval to be anywhere close to guaranteed.
For tips to help you get the credit needed to qualify for the best cards, check out WalletHub’s credit improvement guide. You can also get personalized recommendations for credit cards with high approval odds by signing up for a free WalletHub account.
There's no such thing as guaranteed approval. While secured cards have the highest approval odds, and you can pay $1000 for the limit, that kind of defeats the purpose. If you've got an excellent credit score, you could try punching down to a card with lower requirements.
One of the best easy approval gas credit cards is the Discover it® Secured Credit Card. It’s relatively easy to get approved for this card even if you have bad credit, and you will enjoy a $0 annual fee as well as 2% cash back on up to $1,000 spent at gas stations and restaurants (combined) each quarter. There are no restrictions on what gas stations are eligible for rewards, so it’s one of the most flexible options.
One of the easiest high limit credit card to get is Chase Sapphire Preferred because its starting credit limit is $5,000 and you need at least good credit for approval. Chase Sapphire Preferred does have an annual fee of $95.
Guaranteed approval credit cards are secured credit cards. And if you have $1,000 to put down as a security deposit, there are a bunch of cards you can apply for: Discover it, Capital One, and others. Unless of course you have stellar credit. Then you'll most likely get approved for any credit card you apply for, and you'll get at least $1,000 limit.
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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Shell Gas Card, U.S. Bank Altitude® Go Visa® Secured Card, Chase Freedom Rise™ Credit Card, Fingerhut Credit Account, Bank of America® Customized Cash Rewards Secured Credit Card, U.S. Bank Cash+® Visa® Secured Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, Business Advantage Unlimited Cash Rewards Secured credit card, U.S. Bank Secured Visa® Card, and Petal® 2 Visa® Credit Card
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