Tony Heaton, Member
@tony_heaton
There are no guaranteed approval credit cards with $10,000 limits because there are no guaranteed approval credit cards. You can, however, get nearly-guaranteed approval with a secured credit card - and the credit limit is your choice, because the deposit you put down becomes your credit limit. Some secured credit cards have upper limits on deposits - for example, the Merrick Bank Secured Visa card’s maximum deposit limit is $3,000, and the Capital One Secured card’s maximum is $1,000. But others, like the Wells Fargo Secured card, have a maximum deposit limit of $10,000.
If you’re looking for an easy-approval, high-limit unsecured credit card, those are hard to come by. Most credit cards with limits of $10,000 or more require at least good credit - and usually, you’ll need excellent credit for that kind of limit. That said, credit limits aren’t decided by credit score alone. Card issuers also look at an applicant’s annual income and credit report to assign a credit limit. So if you have a decent annual income and at least good credit, you can probably get a $10,000 credit limit with a Capital One credit card, such as VentureOne or Quicksilver. They are known for being generous with credit limits.
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