Robert Stark, WalletHub Credit Cards Analyst
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Secured credit cards don't come with intial fees and they are the cheapest way to rebuild credit.
If you absolutely need an unsecured credit card, your no-processing-fee options are Credit One Bank’s Platinum Visa and NASCAR Visa cards. However, both have annual fees of $0 to $99, depending on how bad your credit is, and low credit limits in the vicinity of $300.
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