What are the best credit cards with cash back bonus rewards? This question is about Best Cash Back Credit Cards

One of the best credit cards with cash back bonus rewards is the Blue Cash Preferred® Card from American Express. It offers a $250 statement credit for spending $3,000 in the first 6 months, plus 6% cash back on groceries (up to $6,000 spent per year) and streaming subscriptions, 3% on gas and transit, and 1% on other purchases. There are plenty of credit cards that give bonus cash back rewards in certain purchase categories. Cardholders may receive extra value on gas, groceries, dining, entertainment, wholesale clubs and more. Other cards have bonus categories that change every quarter and may require activation, giving you the chance to earn big on different types of purchases every few months. Best Credit Cards with Cash Back Bonus Rewards Rates & FeesTerms ApplyOverall: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's websiteNo Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's websiteInitial Bonus: Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn MoreRates & FeesEveryday Purchases: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's websiteRates & FeesCategories of Your Choice: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn Moreon issuer's website5% Cash Back Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn More Lots of credit cards with cash back bonus rewards on purchases also offer an initial cash rewards bonus for spending a certain amount in the first few months. Plus, it’s good to remember that many credit cards without cash back bonus rates still give a solid cash back rate on all purchases.

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What are the best credit cards with cash back bonus rewards?

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@WalletHub • 11/17/22 This answer was first published on 03/22/19 and it was last updated on 11/17/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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One of the best credit cards with cash back bonus rewards is the Blue Cash Preferred® Card from American Express. It offers a $250 statement credit for spending $3,000 in the first 6 months, plus 6% cash back on groceries (up to $6,000 spent per year) and streaming subscriptions, 3% on gas and transit, and 1% on other purchases.

There are plenty of credit cards that give bonus cash back rewards in certain purchase categories. Cardholders may receive extra value on gas, groceries, dining, entertainment, wholesale clubs and more. Other cards have bonus categories that change every quarter and may require activation, giving you the chance to earn big on different types of purchases every few months.

Best Credit Cards with Cash Back Bonus Rewards

Rates & FeesTerms ApplyOverall: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
No Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Initial Bonus: Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More
Rates & FeesEveryday Purchases: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Rates & FeesCategories of Your Choice: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn Moreon issuer's website
5% Cash Back Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn More

Lots of credit cards with cash back bonus rewards on purchases also offer an initial cash rewards bonus for spending a certain amount in the first few months. Plus, it’s good to remember that many credit cards without cash back bonus rates still give a solid cash back rate on all purchases.

Answer Question

What are the best 3% cash back credit cards?

The best credit cards for at least 3% cash back in major spending categories are:

No Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Rates & FeesTerms ApplyGas & Grocery Rewards: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
Choose Your Own Bonus Categories: U.S. Bank Shopper Cash Rewards Visa Signature® CardU.S. Bank Shopper Cash Rewards Visa Signature® CardLearn MoreLearn More
Initial Bonus: Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More
Rewards & Low Intro APR: Capital One SavorOne Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardLearn MoreLearn More

All of these credit cards give 3% cash back, or more, on some types of purchases. There is no credit card currently on the market that gives 3% cash back on all purchases. The best flat-rate cash back credit cards typically give ... read full answer 2% cash back on all purchases.

Overall, the best credit card that gives at least 3% cash back in major spending categories is Chase Freedom Unlimited®. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). Chase Freedom Unlimited also has a $0 annual fee.

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What credit cards give you money for signing up?

Many credit cards give you money for signing up and then spending a certain amount of money in the first few months. One of the best credit card sign-up bonuses is from the Citi Premier® Card, which offers 60,000 points for spending $4,000 in the first 3 months.

It’s less common for credit cards to give you money just for signing up, but that does happen in a few cases. For example, on the Amazon.com Credit Card, the bonus is a $50 gift card that is automatically loaded to your Amazon account after your application for the card is approved.... read full answer

Popular Credit Cards With Initial Bonuses

Citi Premier® Card - 60,000 points for spending $4,000 in the first 3 months

Amazon.com Credit Card - $50 Amazon.com gift card upon approval ($100 for Prime members)

Marriott Bonvoy Boundless® Credit Card - 100,000 points for spending $3,000 in the first 3 months

Capital One Venture X Rewards Credit Card - 75,000 miles for spending $4,000 in the first 3 months

Chase Sapphire Preferred® Card - 60,000 bonus points for spending $4,000 in the first 3 months

Bank of America® Travel Rewards credit card - 25,000 points for spending $1,000 in the first 90 days

Wells Fargo Active Cash® Card - $200 cash rewards after spending $1,000 in the first 3 months

Capital One Quicksilver Cash Rewards Credit Card - $200 for spending $500 in the first 3 months

U.S. Bank Altitude Reserve Visa Infinite® Card - 50,000 points for spending $4,500 in the first 90 days

JetBlue Plus Card - 60,000 points after spending $1,000 in the first 90 days and paying the annual fee

Capital One Savor Cash Rewards Credit Card - $300 for spending $3,000 in the first 3 months

You can learn more about the best credit cards with signup bonuses on WalletHub.

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What is a cash bonus on a credit card?

A cash bonus on a credit card is cash back offered for new cardholders who spend a certain amount in the first few months of opening their account. Most of the time, these bonuses can be redeemed in the form of statement credit or a check.

Some of the best credit cards offering a cash bonus upon account opening are:... read full answer

Capital One Savor Cash Rewards Credit Card: $300 for spending $3,000 in the first 3 months

Wells Fargo Active Cash® Card: $200 cash rewards after spending $1,000 in the first 3 months

Blue Cash Preferred® Card from American Express: $250 statement credit for spending $3,000 in the first 6 months

Chase Freedom Flex℠: $200 for spending $500 in the first 3 months

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