One of the best credit cards with lounge access is Chase Sapphire Reserve, giving you a Priority Pass Select lounge membership ($399 annual value) that gets you into 1,200+ lounges worldwide. Depending on the lounge, you may be able to bring in guests for free, too. And Sapphire Reserve also gives you a $300 annual travel credit, plus an initial bonus worth $750 toward travel.
Amex Platinum is another good airport lounge credit card, giving you access to 6 airport lounge networks and providing up to $400 in travel credits each year. If you’re interested in a card tied to a specific airline, check out the Delta Reserve American Express card or the Citi Executive/AAdvantage World Elite Mastercard. Each gives access to its airline’s lounges.
Here are the best credit cards with lounge access:
Chase Sapphire Reserve: Free membership to Priority Pass lounges, over 1,200 worldwide. $399 annual value. $27 per guest visit (some lounges free).
Initial bonus worth $750 in travel booked through Chase. $300 annual travel credit. $450 annual fee. Excellent credit needed.
Amex Platinum: Free membership to the following lounge networks: Priority Pass, Delta Sky Club, Centurion, International American Express, Airspace, Escape and Plaza Premium. Well over 1,400 total locations. Most places allow at least one guest for free.
Initial bonus worth $600 toward travel. $200 annual airline fee credit. $200 annual Uber credit. $550 annual fee. Excellent credit needed.
Delta Reserve Amex: Free membership to Delta Sky Club lounges. 223 locations worldwide. $495+ value per year.
Initial bonuses totaling up to 70,000 miles. 20% statement credit on in-flight food, beverages and audio headsets. Priority boarding and free first checked bag on Delta flights. Companion certificate each year when you renew your card. $450 annual fee. Good credit needed.
Citi Executive/AAdvantage World Elite Mastercard: Free Admirals’ Club lounge membership. Approximately 110 lounges worldwide. $450+ annual value.
Initial bonus of 50,000 miles. Free first checked bag on AA flights for you and up to 8 companions. $450 annual fee. Excellent credit needed.
United MileagePlus Club Credit Card: Free United Club membership. 45 locations worldwide. $550+ annual value.
Initial bonus of 50,000 miles. Free two checked bags on United flights for cardmember and one companion. $450 annual fee. Good credit needed.
As you’ve probably noticed, credit cards with lounge access tend to have very high annual fees. But lounge access itself can be worth several hundred dollars per year, if you actually use it. So combined with your card’s other benefits, you can still get a good deal.