One of the best credit cards with lounge access is Chase Sapphire Reserve®, giving you a Priority Pass Select lounge membership ($429 annual value) that gets you into 1,300+ lounges worldwide. Depending on the lounge, you may be able to bring in guests for free, too. And Sapphire Reserve also gives you a $300 annual travel credit, plus an initial bonus worth $900 toward travel.
Amex Platinum is another good airport lounge card, giving you access to 6 airport lounge networks and providing up to $200 in credits each year for incidental charges on a pre-selected airline. If you’re interested in a card tied to a specific airline, check out the Delta Reserve American Express card or the Citi Executive/AAdvantage World Elite Mastercard. Each gives access to its airline’s lounges.
Best Credit Cards with Lounge Access
Chase Sapphire Reserve®: Free membership to Priority Pass lounges, over 1,300 worldwide. $429 annual value. $32 per guest visit. $550 annual fee. Excellent credit needed.
The Platinum Card® from American Express: Free membership to the following lounge networks: Priority Pass (one-time enrollment required), Delta Sky Club, Centurion, International American Express, Airspace and Escape. Well over 1,300 total locations. Most places allow at least one guest for free. $550 annual fee. Good credit needed.
Delta SkyMiles® Reserve American Express Card: Free membership to Delta Sky Club lounges. More than 200 locations worldwide. $545+ value per year. $550 annual fee. Good credit needed.
Citi® / AAdvantage® Executive World Elite Mastercard®: Free Admirals’ Club lounge membership. More than 100 lounges worldwide. 550+ annual value. $450 annual fee. Good credit needed.
United Club Infinite Credit Card: Free United Club membership. 45 locations worldwide. $650+ annual value. $525 annual fee. Good credit needed.
As you’ve probably noticed, credit cards with lounge access tend to have very high annual fees. But lounge access itself can be worth several hundred dollars per year, if you actually use it. So combined with your card’s other benefits, you can still get a good deal.