The best credit card with no annual fee and no foreign transaction fee is the Regions Prestige Visa® Signature Credit Card because it offers ongoing rewards of 1 - 3 points per $1 spent on purchases. Cardholders can also earn 10,000 points after spending $500 or 20,000 points after spending $1,000 in the first 90 days. This card requires good credit for approval.
Best Credit Cards with No Annual Fees and No Foreign Transaction Fees
The best credit card with no annual fee and no foreign transaction fee is the Discover it Miles credit card. Discover it Miles is a solid choice for budget-minded occasional travelers, and it doubles all the miles you earn the first year as an anniversary gift.
The major credit card foreign transaction fees range from 0% to 3% of each purchase processed internationally. The average credit card’s foreign fee is roughly 1.5%. Some credit card companies do not charge foreign transaction fees on any of their cards, including Capital One, Discover and USAA. Other credit card companies charge foreign transaction fees on some, or even most, of their cards. But each of the 10 largest credit card issuers has at least...
The only no annual fees no foreign transaction fee Chase credit card I know of is the United TravelBank Credit Card but it's a great option especially if you're a loyal United Airlines flyer with excellent credit.
Otherwise, I'd go for the great Chase Sapphire Preferred. The rewards outweigh the $95 annual fee.
The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge.
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Fifth Third Bank Preferred Cash/Back Card, Petal® 2 Visa® Credit Card, Regions Prestige Visa® Signature Credit Card, Fidelity 529 Credit Card, United℠ TravelBank Credit Card, and Fifth Third 1% Cash/Back Card
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