You can check your Credit One application status online, by visiting the application status page on Credit One’s website and entering both your last name and Social Security Number. Credit One will then find your credit card application in its records and tell you whether it is approved, denied or still pending. If you have any trouble, you can call Credit One Bank Application Information at (800) 752-5493.
It can take up to 21 days to receive your final Credit One application status: approved or denied. Credit One credit cards are available to people with bad credit, but that doesn’t mean everyone gets approved. It all comes down to what Credit One makes of your credit history and income. If they think the risk of you not paying your bill is too high, you won’t be approved.
It usually takes about 10 business days to get a Credit One credit card once you’ve been approved. Make sure to activate your card quickly after you receive it, as Credit One may automatically close your account for security reasons if the card is not activated within 14 days of being received.… read full answer
To get a Credit One Bank credit limit increase, you can either wait for Credit One to automatically raise your limit or you can request a higher limit yourself. Credit One Bank will periodically consider your account for automatic credit line increases, typically after you’ve had a card for 5 or 6 months. This timeline is also recommended if you’re requesting an increase on your own.… read full answer
To submit a request, log in to your account at www.creditonebank.com, go to "Settings" and click "Credit Line Increase.” Enter your personal information and your desired increased credit limit. Then, submit the request.
Bear in mind that if you request a credit line increase from Credit One Bank, it will trigger a hard inquiry on your credit report. This will lower your credit score by a few points, but only temporarily. Hard inquiries stay on your credit report for two years but can only affect your credit score for the first year.
If Credit One automatically increases your limit, there will only be a soft inquiry, or “soft pull.” That will not alter your credit score.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.