How do I check my Credit One application status?

This question is about Credit One Credit Cards

WalletHub, Financial Company

@WalletHub • 01/22/21 This answer was first published on 08/03/17 and it was last updated on 01/22/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your Credit One application status online, by visiting the application status page on Credit One’s website and entering both your last name and Social Security Number. Credit One will then find your credit card application in its records and tell you whether it is approved, denied or still pending. If you have any trouble, you can call Credit One Bank Application Information at (800) 752-5493.

It can take up to 21 days to receive your final Credit One application status: approved or denied. Credit One credit cards are available to people with bad credit, but that doesn’t mean everyone gets approved. It all comes down to what Credit One makes of your credit history and income. If they think the risk of you not paying your bill is too high, you won’t be approved.

But don’t worry if your Credit One application gets rejected. First, you can ask for reconsideration by calling customer service at (888) 729-6274. And if that doesn’t work, there are plenty of other options. Your best bet is to apply for a secured card. They tend to have the highest approval odds and the lowest fees. But there are some unsecured credit cards for bad credit, too.

It’s also important not to confuse Credit One with Capital One. If you’ve applied for a Capital One card, you can check your Capital One application status by calling (800) 903-9177 at any time.

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John Adams, Member

@truthful_seer 12/07/17 This answer was first published on 12/07/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Just go here: https://www.creditonebank.com/application-status

@whuser16024094

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John do you remember if you were approved instantly or had to wait ?

How to Get a Credit One Credit Limit Increase Online

Choose the Credit One card for which you're requesting the increase (if you have more than one card).

Click "Settings," and then "Credit Line Increase."

Enter your required information and click "Continue".

Confirm the information and click "Submit" to complete the request.

You should receive a decision in just a few seconds. If you're approved for a Credit One credit limit increase, the new limit will be effective immediately.

Impact of a Credit One Credit Limit Increase on Your Credit Score

When you request a Credit One credit limit increase, Credit One will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Credit One cannot do a hard pull without your permission, though.

On the other hand, there are times when you could be eligible for a Credit One credit limit increase without even requesting one. Credit One may offer an automatic credit limit increase if its regular reviews of your account show a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.

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