To add a Credit One authorized user, log in to your Credit One account online and click the “menu” tab, or call customer service at 1 (877) 825-3242. You will need to provide the person's full name, date of birth and address to add them as an authorized user.
A primary cardholder can make anyone a Credit One authorized user, as long as they are at least 15 years old. There’s no limit to the number of authorized users you can add to an account
How to Add a Credit One Authorized User Online
- Log in to your Credit One account.
- Click the “menu” tab.
- Click “Authorized User” under the “Settings” menu.
- Enter the authorized user’s full name, date of birth and address.
- Click “Submit.”
When you add a Credit One authorized user, they will receive their own credit card, sent to your mailing address, within 10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Credit One Authorized users are able to make purchases, use the card for cash advances and earn rewards on the account. However, they cannot redeem rewards, request credit limit increases, add other authorized users, or close the account.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Credit One reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.