Sebi Mitchell, Credit Cards Moderator
The Credit One categories for bonus credit card rewards include gas, groceries, internet, cable, satellite TV services, restaurants and lodging, and more. Credit one also offers a number of co-branded credit cards that offer bonus rewards for purchases at the affiliated organizations. When cardholders make purchases that qualify for their Credit One card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.
Credit One Credit Card Reward Categories
- Credit One Bank® Platinum X5 Visa®: Eligible retailers, gas, grocery purchases and mobile phone, internet, cable and satellite TV services
- Credit One Bank Wander Credit Card: Eligible recreational and amusement park purchases (including national parks and sporting events), restaurants and lodging purchases.
- Credit One Bank® Platinum Visa® for Rebuilding Credit: Eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services
- Credit One Bank® Platinum Visa®: Eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “gas,” for example, purchases made at that merchant with cards that include “gas” as a bonus category will earn bonus rewards.
If you’re looking to get a rewards credit card from Credit One, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories.
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