What is the Credit One concierge benefit?

No, Credit One does not require a travel notification when you’re travelling, unless you travel outside the U.S. So, make sure you contact Credit One before going on a trip abroad so your card does not get suspended due to suspected fraud.

Here’s what you need to know about the Credit One Bank travel notification policy:... read full answer

• To notify Credit One of upcoming travel plans, call Credit One customer service 24/7 at (877) 825-3242, and let the customer service representative know where you’ll be traveling and how long you expect to be away.
• Make sure your contact information on file with Credit One is up to date, should they need to reach you about any account issues.
• If you’re planning on travelling abroad for longer than 21 days, you’ll need to contact Credit One Bank again after the 21 days have passed to let them know. The international customer service number is (702) 405-2042, available 24/7.

A Credit One Bank travel notification protects you against potential hassle. If Credit One detects activity on your account from an unusual location and there’s no travel notification, it may be flagged as an unauthorized transaction. As a result, Credit One will decline the transaction and block any further activity on the account. You will have to contact Credit One and verify that you attempted to make the purchase before they will unlock your card.

The Credit One foreign transaction fee is 3% or $1, whichever is greater, for all credit cards.

A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.... read full answer

Credit One Foreign Transaction Fees

• Credit One Bank® Platinum Visa® for Rebuilding Credit: 3% or $1, whichever is greater
• Credit One Bank® Platinum Visa®: 3% or $1, whichever is greater
• Credit One Bank® Platinum X5 Visa®: 3% (min $1)
• Credit One Bank American Express® Card: 3% (min $1)
• Credit One Bank Platinum Rewards Visa with No Annual Fee: 3% (min $1)

Although Credit One does not offer any credit cards with no foreign transaction fees, there are plenty of other issuers that do offer them. For instance, Capital One, USBC and PenFed do not charge foreign transaction fees on any of their credit cards.