What is the best Credit One credit card for bad credit? This question is about Credit One Credit Cards

What is the best Credit One credit card for bad credit?

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This question is about Credit One Credit Cards

Chip Lupo, Credit Card Writer

@CLoop • 04/21/21 This answer was first published on 04/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The only Credit One credit card for bad credit is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it is designed for applicants with credit scores below 640. This Credit One card also comes with an annual fee of $75 intro 1st yr, $99 after and reports account activity to all three of the major credit bureaus. Other Credit One credit cards require at least fair credit for approval.

If you use the Credit One Visa card responsibly over time, you may be able to qualify for a Credit One credit card with more attractive terms. Responsible card use means establishing a history of on-time payments and not maxing out the card’s credit limit.

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Does Credit One have pre-qualification?

Yes, Credit One does have pre-qualification. Credit One has an online pre-qualification page where potential applicants can quickly check their odds of approval for certain Credit One credit cards before they actually apply for one. Current Credit One customers may also receive pre-qualified offers periodically by e-mail or when logging into their card’s online account. And in some cases, Credit One will send people pre-qualified offers for a specific credit card in the mail.

Getting...

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What is the maximum credit line for a Credit One credit card?

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.

Credit One cards are designed for people of various credit levels, from bad to good credit or better. The lower your credit score is, the lower your Credit One account’s maximum spending amount is...

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How do I get a Credit One Bank credit limit increase?

Credit One might automatically increase your credit limit after six months, or you can request a Credit One credit line increase online or by calling (877) 825-3242. For the best odds, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file.

How to Get a Credit One Credit Limit Increase Online

Log in to your online account.
Choose...

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