How can I get a Credit One Bank credit card PIN? This question is about the Credit One Bank® Platinum Visa®

How can I get a Credit One Bank credit card PIN?

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This question is about the Credit One Bank® Platinum Visa®

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 03/18/22 This answer was first published on 02/05/21 and it was last updated on 03/18/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a Credit One Bank credit card PIN online, or by phone at (877) 825-3242. To request a PIN online, log in to your online account and select 'Settings' from the menu. Then, just locate 'PIN (Personal Identification Number)' to get started. Keep in mind that it will take 7-10 business days to receive your PIN in the mail.

You will only be required to use a PIN when requesting a cash advance at an ATM. And you should avoid cash advances because of the costs. If you're asked for a PIN when making purchases, let the merchant know that your credit card is a “Chip and Signature” card and does not require a PIN in order to complete the transaction.

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Best Way to Get a Credit One Platinum Credit Card PIN

Call Credit One customer service at 1-877-825-3242 or call the number on the back of your Credit One Platinum credit card.

Inform the representative that you want a credit card PIN.

Receive the PIN in the mail, over text, or by email. It’s unlikely that Credit One Platinum customer service will be able to provide a PIN over the phone.

If your credit card had a PIN in the past, but you’ve forgotten or misplaced it, Credit One may tell you to look for the PIN before they generate a new one. It may be listed in credit card-related mailings or your online account. And if you need a PIN for a cash advance, it’s important to note that cash advances have high fees and interest rates, so you’ll generally want to avoid them whenever possible.

Finally, keep in mind that even though the Credit One Platinum credit card has PIN capabilities, it’s still a signature-preferred credit card. This means it may not work at unattended kiosks abroad, like in a train station or parking garage, but you should have little trouble elsewhere.

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How can I get a Credit One credit card cash advance?

You can get a Credit One credit card cash advance by using your credit card and a corresponding PIN at a participating ATM. You can withdraw cash, up to your card’s available cash limit. If you don’t have a PIN, you can request one either online or by contacting Credit One customer service at … read full answer (877) 825-3242.

How to Get Credit One Credit Card Cash Advance at an ATM

Request a PIN either online or by calling Credit One customer service at (877) 825-3242, if you don’t already have one.

Insert the credit card into an ATM and enter the PIN.

Select the cash advance option on the ATM screen.

Enter the amount you’d like to withdraw.

Withdraw the cash and remove the credit card from the ATM.

Before you take out a Credit One credit card cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. Unlike regular interest, cash advance APR accrues immediately, with no grace period. There may also be ATM-owner fees, depending on where you make the cash advance.

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Can I get a cash advance with my Credit One card without a PIN?

No, you will need a PIN in order to withdraw cash from an ATM. You can set up your PIN number by signing into your account online and selecting 'Settings' in the site menu. Then, just locate 'PIN (Personal Identification Number)' to get started. If your account does not currently meet the requirements necessary to request a PIN, you will be notified.… read full answer

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