The Credit One Bank® Platinum Visa® cash advance fee is $5/8%, whichever is greater (see terms). The specific fee amount varies from card to card, so make sure you check your Cardholder Agreement to find out what charges apply to yours specifically. A cash advance fee is charged when using the Credit One Platinum card for cash withdrawals at an ATM, or with a cash advance check.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Credit One Platinum cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.
Credit One cards are designed primarily for people with bad credit (score of 639 or less) or no credit. The lower your credit score is, the lower your Credit One account’s maximum spending amount is likely to be. Credit One may periodically review your account for an automatic credit line increase. This usually occurs after you’ve had the card for at least 6 months. Credit One doesn’t release specific criteria for granting automatic increases.… read full answer
It’s important to know that if you’re approved, the amount of your credit line that’s available for spending may be reduced before you even use the card. Credit One charges an annual fee of $0 - $95 for the first year (up to $99 after). If there is an annual fee, it will be automatically applied against your credit line. So, if your initial credit line is $300, you could start out with as little as $205.
If Credit One’s maximum credit lines aren’t enough to meet your needs, focus on rebuilding your credit to the point where you can apply for a card with the potential for a higher credit line and lower fees.
Today Wells Fargo and BB&T would not give me a cash advance at their ATMs with my Credit One credit card. So the question again is are there any specific Credit One Bank ATM locations to use, or what banks will take a Credit One card?
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