The Credit One Bank® Platinum Visa® credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Credit One Platinum Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Credit One Platinum Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Credit One Platinum credit score requirement. You can check your credit score for free on WalletHub.
The credit score you need for a Credit One credit card is at least 300-700, depending on the card. Credit One credit cards are available to applicants with credit scores ranging from bad to good or better.
So, it's possible to be approved despite having a damaged credit score or limited credit history. Also, if your credit score is below the threshold needed for a credit card from Credit One, it’s best to wait and apply after you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Credit One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Credit One might automatically increase your credit limit after six months, or you can request a Credit One credit limit increase online or by calling (877) 825-3242. For the best odds, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file.… read full answer
How to Get a Credit One Credit Limit Increase Online
The easiest Credit One credit card to get is the Credit One Bank® Platinum Visa® for Rebuilding Credit because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the other Credit One credit cards are pretty easy to get too.
Having one of these Credit One credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
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