Chip Lupo, Credit Card Writer
@CLoop
You can have a second Credit One account, though it may not be wise, since most of the cards come with annual fees, high APRs, and low credit limits. Plus, even though users in online forums have reported owning more than one Credit One card, Credit One’s card terms appear to reserve the right to deny you a second card. So, it’s possible that if you apply for a second card, you won’t be approved.
Credit One credit cards are designed for people with bad to fair credit. Plus, Credit One cards offer very little variety in terms of rewards and features, and the perks that are available may not outweigh the cost of owning a second Credit One credit card.
That said, you can compare the options below to look for a second Credit One credit card that will complement your existing Credit One card.
Popular Credit One Credit Cards
Before you apply, it’s also a good idea to consider getting your second credit card from an issuer that offers a wide range of perks for applicants of all credit levels. Bank of America, Capital One, and U.S. Bank are among the issuers that fit the bill.

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