Kendall Morris, Credit Cards Moderator
@kendallmorris
The Credit One Bank® Platinum Visa® for Rebuilding Credit is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the Credit One Bank® Platinum Visa® for Rebuilding Credit.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Credit One Visa Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Credit One Visa credit score requirement. You can check your credit score for free on WalletHub.

Credit One Bank® Platinum Visa® for Rebuilding Credit
Karen Moroz, WalletHub Mortgage Analyst
@nycKaren
You can apply for the card even if you have bad credit (i.e. a score of 300 - 639) to get the Credit One Bank Unsecured Visa with Cash Back Rewards.
Julian B, Member
@julian_b1845
I had a 590 when I was approved for this card. They have a prequalify tool you can use if you want to avoid a hard inquiry on your credit report.
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