What is the Credit One Visa Card credit score requirement? This question is about the Credit One Bank® Platinum Visa® for Rebuilding Credit

What is the Credit One Visa Card credit score requirement?

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This question is about the Credit One Bank® Platinum Visa® for Rebuilding Credit

Kendall Morris, Credit Cards Moderator

@kendallmorris • 08/06/22 This answer was first published on 07/16/21 and it was last updated on 08/06/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Credit One Visa is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Credit One Visa Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

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Julian B, Member

@julian_b1845 • 07/08/19 This answer was first published on 07/08/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I had a 590 when I was approved for this card. They have a prequalify tool you can use if you want to avoid a hard inquiry on your credit report.

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What is the maximum credit line for a Credit One credit card?

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.

Credit One cards are designed for people of various credit levels, from bad to good credit or better. The lower your credit score is, the lower your Credit One account’s maximum spending amount is...

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Does Credit One have pre-qualification?

Yes, Credit One does have pre-qualification. Credit One has an online pre-qualification page where potential applicants can quickly check their odds of approval for certain Credit One credit cards before they actually apply for one. Current Credit One customers may also receive pre-qualified offers periodically by e-mail or when logging into their card’s online account. And in some cases, Credit One will send people pre-qualified offers for a specific credit card in the mail.

Getting...

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How do I get a Credit One Bank credit limit increase?

Credit One might automatically increase your credit limit after six months, or you can request a Credit One credit line increase online or by calling (877) 825-3242. For the best odds, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file.

How to Get a Credit One Credit Limit Increase Online

Log in to your online account.
Choose...

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