Sydney Garth, Credit Cards Moderator
To contact the Credit One Visa Card reconsideration line, call (800) 752-5493. The Credit One Visa Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.
How to Contact the Credit One Visa Card Over the Phone
- Call the Credit One Visa Card reconsideration line at (800) 752-5493.
- Pres “#” for English.
- When prompted, press “1” and give your Social Security Number.
- Wait until you are connected to a live representative.
If you call to request reconsideration from Credit One Bank, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.
Credit One Bank® Platinum Visa® for Rebuilding Credit
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