You get the Credit One Visa rental car insurance by paying for the entire rental with your Credit One Visa card and declining the rental agency's insurance.
The Credit One Visa rental car insurance covers theft and physical damage to the vehicle due to collision, weather events, vandalism, and accidental fire, up to the cash value of the car. Towing charges, loss-of-use, and administrative fees are also covered by Visa.
Check the materials that were mailed with your card for terms and exclusions or reach Credit One's customer service at 877-825-3242 to get a copy.
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