What credit score is needed for the American Express Blue card?

You need a 700 - 850 credit score to have high odds of approval for the Amex Blue Cash Everyday Card. American Express will also consider your income, your existing debts, and how many accounts you've opened recently, among other things, when you apply for Blue Cash Everyday.

Amex Blue Cash Everyday Credit Score Info

• The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.... read full answer
• Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN, or passport. Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S. American Express will also look at your expenses, existing debt, credit history, and recent credit inquiries.
• The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express and The Platinum Card® from American Express also require at least good credit for high approval odds.

Note that applying for a credit card can temporarily hurt your score. So, you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card.

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.

However, make sure all of your reports are in order. Remember that you are entitled to one free report from each of the three major credit bureaus every 12 months. This will provide an opportunity to check for any incorrect or outdated information on your credit report. Alternatively, you can also ... read full answerget your full report and score for free, right here on WalletHub.

The American Express credit score requirement is of at least 700, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.

If your credit score is below the threshold needed for a credit card from American Express, it’s best to apply only after you meet the credit score requirement. You can ... read full answercheck your credit score for free, right here on WalletHub.

American Express Credit Score Requirements by Card

• The Platinum Card® from American Express: 700+ (Good credit)
• Centurion® Card from American Express: 750+ (Excellent credit)
• Blue Cash Everyday® Card from American Express: 700+ (Good credit)
• American Express Cash Magnet® Card: 700+ (Good credit)*
• Blue Cash Preferred® Card from American Express: 700+ (Good credit)
• American Express® Gold Card: 700+ (Good credit)
• Hilton Honors American Express Card: 700+ (Good credit)
• Delta SkyMiles® Blue American Express Card: 700+ (Good credit)
• Marriott Bonvoy Brilliant® American Express® Card: 700+ (Good credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

*All information about the American Express Cash Magnet® Card has been collected independently by WalletHub. The American Express Cash Magnet® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.