What credit score is needed for the American Express Blue card?

American Express uses Experian most of the time. Though Amex will use the other 2 major credit bureaus, TransUnion and Equifax, for some applications, they pull Experian for the majority.

Amex usually only does hard credit pulls for new applications. Some people who already have Amex credit cards will not get another hard inquiry if they apply for another Amex card in the future.… read full answer

The American Express credit score requirement is 700 or above, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.

If your credit score is below the threshold needed for a credit card from American Express, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.

American Express Credit Score Requirements by Card

• The Platinum Card® from American Express: 700 (Good credit)
• Centurion® Card from American Express: 750 (Excellent credit)
• Blue Cash Everyday® Card from American Express: 700 (Good credit)
• American Express Cash Magnet® Card: 700 (Good credit)
• Blue Cash Preferred® Card from American Express: 700 (Good credit)
• American Express® Gold Card: 700 (Good credit)
• Hilton Honors American Express Card: 700 (Good credit)
• Delta SkyMiles® Blue American Express Card: 700 (Good credit)
• Marriott Bonvoy Brilliant™ American Express® Card: 700 (Good credit)
• USAA Classic American Express®: less than 3 years of credit history (Limited History credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.