The credit score needed for the Blue from American Express® Card was 750; this means excellent credit was required to get approved for this card. However, the American Express Blue Card is no longer available to new applicants.
If you are looking for a rewards credit card, there are plenty of other options to choose from. The Wells Fargo Active Cash® Card, for instance, offers 2% cash rewards on all purchases and has a $0 annual fee. The card requires at least good credit (a credit score of 700+) to get approved.
You need a 700 - 850 credit score to have high odds of approval for the Amex Blue Cash Everyday Card. American Express will also consider your income, your existing debts, and how many accounts you've opened recently, among other things, when you apply for Blue Cash Everyday.
Amex Blue Cash Everyday Credit Score Info
The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.... read full answer
Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN, or passport. Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S. American Express will also look at your expenses, existing debt, credit history, and recent credit inquiries.
Note that applying for a credit card can temporarily hurt your score. So, you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card.
American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.
However, make sure all of your reports are in order. Remember that you are entitled to one free report from each of the three major credit bureaus every 12 months. This will provide an opportunity to check for any incorrect or outdated information on your credit report. Alternatively, you can also ... read full answerget your full report and score for free, right here on WalletHub.
The American Express credit score requirement is of at least 700, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.
If your credit score is below the threshold needed for a credit card from American Express, it’s best to apply only after you meet the credit score requirement. You can ... read full answercheck your credit score for free, right here on WalletHub.
American Express Credit Score Requirements by Card
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.
*All information about the American Express Cash Magnet® Card has been collected independently by WalletHub. The American Express Cash Magnet® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.