Cameron DiGiovanni, Writer
@cdigiovanni20
There is no minimum credit score needed for a secured card, since secured credit cards are designed for people with bad or limited credit. Some secured credit cards, such as the OpenSky® Secured Visa® Credit Card, won’t even check your credit when you apply.
Notable Secured Cards with No Minimum Credit Score Needed
- Discover it® Secured Credit Card
- OpenSky® Secured Visa® Credit Card
- The First Progress Platinum Elite Mastercard® Secured Credit Card
- Applied Bank® Secured Visa® Gold Preferred® Credit Card
It is possible to get denied for a secured credit card, though – even one that doesn’t check your credit. You still need to be at least 18 years old and satisfy the other basic eligibility requirements.
If you’re denied for a secured card, it could mean that you don’t have sufficient income to cover a security deposit and minimum payments, or that your credit history shows serious financial problems like bankruptcy. The specifics vary by card and card issuer. But if you’re denied for one secured card, you could still be approved for another. A secured card is the easiest type of credit card to get, after all.

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