What credit score is needed for a gas card?

Gas cards report to one or more of the big three credit bureaus on a monthly basis, just like any other major credit card. That’s true whether you have a gas card that only works for buying gas at a particular chain of stations or a card that’s accepted wherever Visa, Mastercard, American Express or Discover is. The first type is basically just a gas-station version of a store credit card. And using a store card is a great way to build credit.… read full answer

Not all cards you might use to pay for gas report to credit bureaus, though. Prepaid cards and debit cards do not report, for instance. But if you have a credit card, you should see it listed on your credit report. You can check your latest credit report for free on WalletHub to see for yourself. And if you pay your bill on time every month, your credit score will gradually improve.

The best unsecured gas card for bad credit is the Fortiva® Cash Back Reward Card because it offers 3% cash back on eligible gas, grocery, and utility purchases or payments, as well as 1% cash back on all other purchases. On top of that, this card comes with a decent credit limit of up to $1,000 and $0 one-time fees, unlike some unsecured credit cards for bad credit. … read full answer

Best Unsecured Gas Cards for Bad Credit

Gas is something that almost everyone buys, so many consumers are attracted to cards with rewards for fueling up. But most unsecured cards with gas rewards require good credit or better. While some options exist among secured cards, which require a deposit that is generally equal to your credit line, there aren’t many unsecured gas cards that cater to bad credit.

The best unsecured gas cards for bad credit might not offer too many rewards for fuel purchases, either. But with bad credit, you should be focused on paying your bill in full and rebuilding your credit. Late fees and finance charges could outweigh any rewards if you don’t. And if you pay for the gas on time, that positive information will improve your credit score when it’s reported to the credit bureaus.