What's the Menards credit card credit score requirement?

Yes, the Menards Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

There is no way to pre-qualify for the Menards Credit Card.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage ... read full answerhere.

The credit score that you need for the Lowe's Store Card is 640, at a minimum. That means people with at least fair credit have a shot at getting approved for this card.

Other Lowe's Store Card Approval Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Lowe's Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait and apply after you meet the Lowe's Store Card credit score requirement. You can check your credit score for free on WalletHub.

No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star.

The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on Menards purchases, and 1% rebate on purchases made at participating partners and brands.

Alternative Credit Card Option ... read full answer

If you’re looking for a similar credit card that can be used anywhere, you should consider applying for the Walmart Credit Card. This card is on the Mastercard network, so it can be used virtually anywhere credit cards are accepted. Plus, it offers 5% cash back in Walmart stores using Walmart Pay for the first 12 months, 5% back on Walmart.com purchases, 2% back at Walmart stores and fuel stations, 2% back on restaurant and travel purchases, and 1% back on all other purchases.