Maria Adams, Credit Cards Moderator
The minimum credit score for a store credit card is 300 or higher with a card like the Fingerhut Credit Account. This is considered one of the easiest store cards to get, as it accepts people with bad credit. The Fingerhut Credit Card also has a $0 annual fee.
It is worth noting, though, that store credit cards are typically available to people with at least fair credit (640+). One good example is the Capital One Walmart Rewards® Mastercard®. This card gives you 1 - 5% cash back on purchases and has a $0 annual fee.
Easiest Store Cards to Get
For more options, you can also check out some of the easiest store credit cards and easiest department store cards to get.
Ultimately, keep in mind that store cards are usually much easier to get than most rewards credit cards. Plus, if the card reports to the major credit bureaus every month, you can build up your credit score.
Fingerhut Credit Account
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