Olga Statov, Member
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Generally, an excellent credit score is needed for a SunTrust credit card. The only exception is the SunTrust Secured Credit Card, which you could get even with bad credit.
Your credit score isn’t the only factor that’s taken into consideration when SunTrust reviews your application. Your income and any existing debts could also have their role in deciding if you’re a good fit.
Regardless of the card you choose to apply for, a hard inquiry on your credit will be inevitable. This could have a negative effect on your credit for a little while.
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