What are the best credit union credit cards? This question is about Credit Card Offers

What are the best credit union credit cards?

Answer Question Report Abuse

This question is about Credit Card Offers

WalletHub, Financial Company

@WalletHub • 01/19/21 This answer was first published on 01/19/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The best credit union credit cards are the PenFed Platinum Rewards Visa Signature® Card and the Alliant Cashback Visa® Signature Credit Card.

The PenFed Platinum’s initial bonus is 15,000 points for purchases of at least $1,500 in the first 3 months of account opening. As for ongoing rewards, you can earn 1 - 5 points per $1, depending on your spending category.

The Alliant Cashback Visa doesn’t offer an initial bonus, but comes with a steady 2.5% cash back on the first $10,000 per month (with qualifications met) and 1.5% otherwise, without categories to track.

Both cards offer 0% foreign transaction fees. And although the Platinum Rewards has a $0 annual fee, the Alliant Cashback Visa comes with an annual fee of $0.

Keep in mind, though, that you must have excellent credit to qualify for these cards. And whichever card you choose to apply for, you must have a membership first to be able to do so.

Answer Question

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.