What are the best credit union credit cards?

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@WalletHub 01/19/21 This answer was first published on 01/19/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit union credit cards are the PenFed Platinum Rewards Visa Signature® Card and the Alliant Cashback Visa® Signature Credit Card.

The PenFed Platinum’s initial bonus is 15,000 points for purchases of at least $1,500 in the first 3 months of account opening. As for ongoing rewards, you can earn 1 - 5 points per $1, depending on your spending category.

The Alliant Cashback Visa doesn’t offer an initial bonus, but comes with a steady 2.5% cash back, without categories to track.

Both cards offer 0% foreign transaction fees. And although the Platinum Rewards has a $0 annual fee, the Alliant Cashback Visa comes with an annual fee of $0 intro 1st yr, $99 after.

Keep in mind, though, that you must have excellent credit to qualify for these cards. And whichever card you choose to apply for, you must have a membership first to be able to do so.

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